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The Ford Ka came onto the scene in 1996 as a more affordable alternative to Ford’s popular Fiesta model. The Ka gave new and single drivers a cost-effective and cheaper option, and soon became the best-selling model in the city car sector.
Although the aesthetics of the original Ka design weren’t to everyone’s liking, the second generation looks considerably more appealing to city drivers who are seeking a style of car that is easy to manoeuvre and cheap to run.
The newer (post-2008) Ka is perfect for those looking to cut costs, as both the 1.2l and 1.3l versions of the car are cheap to tax due to low CO2 emissions, and can achieve over 65mpg.
However, bear in mind that the Ford Ka is no longer in production, so you will have to pick up a second-hand model that may have dated specs by today’s modern standards.
Each car available on the market today is assigned an insurance group number between 1 and 50. This number helps drivers gauge how much it will cost to insure any particular car - as insurers charge higher premiums for cars in higher group numbers, and lower premiums for cars in lower group numbers.
The Ford Ka falls into insurance groups 1 to 10, making it one of the cheapest cars to insure (relatively speaking). In fact, most Ka models fall into groups 1-5, with only a few larger models in groups 6 and 10.
The cost of insuring your Ford Ka can vary significantly depending on factors like your age, driving history, and location. Below is an example of average insurance quotes for a 30-year-old driver with a clean record, looking to insure a Ford Ka Hatchback 1.2 Style 3d in different locations across the UK:
Location | Annual Insurance Cost* |
|---|---|
London (E10) | £818.65 (High) |
Chester (CH1) | £503.34 (Mid-range) |
Newquay (TR8) | £393.45 (Low) |
*The figures above are based on quotes from the Finder UK website, assuming the driver has no existing convictions or health issues. The actual cost of insurance may vary based on a number of factors: your driving record, age, car model, engine size, postcode, and the level of coverage you require. Please note these are indicative quotes only and should not be considered as guaranteed premiums. Your actual premium will depend on your individual circumstances.
The Ford Ka is available in the following models:
Ford Ka Studio
Ford Ka Edge
Ford Ka Zetec
Ford Ka Titanium
Ford Ka Grand Prix II
Ford Ka Metal Ka
The Ford Ka was tested back in 2008 by Euro NCAP so its safety ratings are given using the older system. The Ka achieved a 4/5 rating for adult safety, a 3/5 rating for child safety, and a 2/4 rating for pedestrian safety.
As the Ford Ka is no longer in production, the safety technology it comes with is somewhat basic and limited, although still effective. It comes with airbags and ABS with traction control.
The Ford Ka is already a fairly cheap car to insure owing to its small engine size and low CO2 emissions. However, it is still possible to make some savings on your annual insurance policy if you shop around for the best deal.
Use our car insurance comparison tool to find the right policy for you within minutes. It’s quick, easy, and free to use.