Rewards scheme offers and discounts
24/7 support via HomeCare service
Cover from a trusted brand
British Gas, the UK's largest energy provider, also offers comprehensive home insurance policies underwritten by AXA Insurance Group. With a customer base exceeding 15 million and serving half a million businesses, British Gas home insurance extends its expertise to protect your home and belongings against unexpected events.
Choosing British Gas for your home insurance means partnering with a company that has over 200 years of experience in home care. British Gas HomeCare offers unlimited engineer call-outs and 24/7 support, ensuring your home is always in safe hands. Additionally, being a British Gas customer gives you access to the British Gas Rewards, providing great offers and discounts. Their comprehensive policies, backed by the reliability of AXA Insurance, provide peace of mind and extensive coverage for your property.
British Gas home insurance provides extensive protection for both the structure of your home and the possessions within:
Buildings Insurance: Covers the structure of your home, external buildings, and fixtures, including up to £1,000,000 in buildings cover, accidental breakage, alternative accommodation costs up to £200,000, £5,000 for water leak repairs, and £1,000 for replacement locks.
Contents Insurance: Protects the possessions within your home, offering new for old replacements, up to £75,000 in contents insurance, coverage for valuables up to £10,000 each, and £15,000 for alternative accommodation.
Optional Extras:
Home assistance cover
Personal possessions cover
Legal expenses cover
Landlord insurance
Comparing British Gas home insurance with Money Expert allows you to see how their offerings stack up against the competition. Money Expert's comparison tool is straightforward and presents a broad array of options, ensuring that you find the best deal tailored to your needs. This comparison is crucial for homeowners looking for robust coverage backed by the experience and reliability of British Gas.
Yes, you can cancel your home insurance with British Gas at any time, but you need to consult your policy documents for detailed information on the cancellation process, any potential fees, and eligibility for refunds. Cancelling within the cooling off period won’t incur a fee, but leaving cancellation later than this might.
The cost of British Gas home insurance varies based on the level of cover you choose, the specifics of your property, and any additional features you opt in for. British Gas is known for offering competitive pricing, with policies designed to meet a wide range of needs.
Saving money on home insurance with British Gas is achievable by reviewing different policy options, selecting the right level of cover for your needs, and taking advantage of any discounts or deals available. Considering policy bundles with British Gas may also lead to further savings, alongside the benefits offered through British Gas Rewards.
*51% of consumers could save £241.88 on their Home Building & Contents Insurance. The saving was calculated by comparing the cheapest price found with the average of the next fourteen cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from June 2025. The savings you could achieve are dependent on your individual circumstances.